You can give almost any kind of highly appreciated property -- such as closely-held stock, real estate, partnership interests, or valuable art -- to a charitable remainder trust and receive major tax and income benefits.

You can receive income for life, a charitable deduction, avoid all capital gains tax, and benefit Audubon at the same time.

You can even allow your assets to accumulate tax-free until you turn the "income spigot" on at retirement or some other future event, such as the start of your child's education.

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