Your Will or Trust Retirement Plan or Insurance Policy Charitable Gift Annuity
Gifts Anyone Can Make Gifts that Pay You Back Gifts that Protect Your Assets Goals FAQ
Sample Bequest Language Will Planning Wizard Legacy Planner ™ Compare Gifts Glossary
Annuity Payments Personal Finance

Gifts From Your Retirement Plan

How It Works – Outright Giving

  • Sometimes called an “IRA Rollover” or a Qualified Charitable Distribution (QCD), a gift made directly from your qualified IRA can lower your taxable income.
  • This gift may only be made by donors age 70½ and older, from qualified IRA accounts.
  • Charitable giving (up to $100,000 per tax year) counts toward your Required Minimum Distribution (RMD).
  • Click here for more details, and make sure to consult with your tax professional.

Benefits

  • Meet your Required Minimum Distribution (RMD).
  • Pay no income tax on the amount withdrawn for your gift.
  • Give above your deductible charitable limit of 50% of adjusted gross income.

How It Works – Name Audubon as a Beneficiary

  • Name the National Audubon Society, Inc. as a beneficiary of your IRA, 401(k) or other qualified plan.
  • Designate Audubon to receive all or a portion of the balance of your plan through your plan administrator.
  • The balance in your plan reverts to Audubon after your lifetime.
  • Your gift to Audubon is not taxed for income nor for the estate because Audubon is a tax-exempt organization.
  • Click here for printable instructions

Benefits

  • Avoid the double taxation your retirement savings would incur if you designated your heir(s) as beneficiary(ies).
  • Continue to take regular lifetime withdrawals.
  • You can remove Audubon as a beneficiary if your family's needs change.



We’re Here To Help! Please contact us for further assistance.

Office of Gift Planning
National Audubon Society
225 Varick Street, 7th Floor
New York, NY 10014
212-979-3033
plannedgifts@audubon.org